Revamped Google Wallet Arrives on iOS

22 Sep 2015 | Author: | No comments yet »

Google Wallet For iOS Becomes A Peer-To-Peer Payments App.

The new Google Wallet for iOS lets users split expenses with friends, manage money on the go, and cash out to a bank account. Users can now send peer-to-peer payments, or cash out directly to a debit card — though Google is removing support for loyalty cards, gift cards, and offers with this update. Just add any U.S. debit card—snap a photo in the app, or manually type the details—then choose the appropriate function and enter one or more email addresses. Emphasis is being placed on the ability to send money to people who don’t use the Wallet, though, for now, this feature is also still exclusive to U.S. users. Google updated the Android version last week with a new icon, sleeker design, and more functions—including an activity stream to highlight the sender or recipient, amount, and date of transaction.

Other features that Google wants users to take advantage of include splitting expenses (i.e. at a meal or on a trip), managing the Wallet Card (accepted wherever debit MasterCard is and at ATMs), placing limits on spending, and setting up recurring transfers from your bank account. With PayPal’s new Pay.me service, Square Cash, Facebook, and even Snapchat, competition is hot and there are plenty of companies in the peer-to-peer payment space already.

With an increasing number of the apps that we already use on a daily basis starting to incorporate peer-to-peer payments — including Facebook and Snapchat — the “Wallet Wars” are just getting started. It’s an obvious hit at services like Venmo; whether it’s got the pull to de-throne the check-splitting app of choice is a different question, but Google’s certainly giving it a try. S Health is capable of tracking steps and activity, food logging, and more, while it can also be used to set daily goals, and improve general fitness through training programs.

Android Pay, which arrived earlier this month, is a new NFC-compatible mobile payment option that functions much like Apple Pay, but for Android-based devices. The main benefit of that is that it allows you to spend the debit on your account physically in stores, or withdraw it from an ATM to get the cold hard cash in your hands. Look for it at stores like Aeropostale, American Eagle Outfitters, Babies “R” Us, BJ’s Wholesale Club, Bloomingdale’s, GameStop, Jamba Juice, Macy’s, Office Depot, Panera Bread, Petco, Rite Aid, Sports Authority, Staples, Subway, Walgreens, Toys “R” Us, and Whole Foods.

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